Since you are renting, G&E has an insurance policy to cover the building. But our insurance will not cover your personal belongings, such as furniture, jewelry, computers, clothing or entertainment equipment. G&E’s insurance will also not protect you if someone is injured on your property.

That’s where tenant’s insurance comes in. Tenant’s insurance will help you replace these possessions in the event of a loss or damage due to a covered risk.

Accidents happen and sometimes those accidents can be quite costly. For example;

A candle in your apartment could cause a fire. If that candle affects other units, you may be deemed responsible to pay for damages to your rental unit.
If someone trips and falls in your apartment, you could be held financially responsible for the cost of medical expenses and lost wages.
You leave a tap running and the water flows into other apartments, you could be held responsible for damages.

Liability insurance could protect you in the event of a lawsuit, and help you cover the cost of any damages.

Tenant’s Insurance Policies provide coverage for the following;

Your personal contents
Personal Liability insurance protects you for unintentionally injuring someone or damaging their property
Additional Living Expenses Coverage will help you pay for reasonable and necessary expenses (like hotel and food costs) in the situation you are forced to leave your home following an insured loss for a period of time

For further information or to arrange coverage, contact;

Mathew Kozokowsky

Phone: (905) 332-7877 x 239 Toll Free: 1-866-348-0877

e-mail: MKozokowsky@UtterMorris.com